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Finance

Financial markets

Bond market
Stock (Equities) Market
Forex market
Derivatives market
Commodity market
Money market
Spot (cash) Market
OTC market
Real Estate market
Private equity

Market participants

Investors
Speculators
Institutional Investors

Corporate finance

Structured finance
Capital budgeting
Financial risk management
Mergers and Acquisitions
Accounting
Financial Statements
Auditing
Credit rating agency
Leveraged buyout
Venture capital

Personal finance

Credit and Debt
Employment contract
Retirement
Financial planning

Public finance

Tax
Government debt
Deficit spending
Warrant (of payment)

Banks and banking

Fractional-reserve banking
Central Bank
List of banks
Deposits
Loan
Money supply

Financial regulation

Finance designations
Accounting scandals

Standards

ISO 31000
International Financial Reporting

Economic history

Stock market bubble
Recession
Stock market crash
History of private equity

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An interest rate is the price a borrower pays for the use of money they do not own, for instance a small company might borrow from a bank to kick start their business, and the return a lender receives for deferring the use of funds, by lending it to the borrower. Interest rates are normally expressed as a percentage rate over the period of one year.

Interest rates targets are also a vital tool of monetary policy and are used to control variables like investment, inflation, and unemployment.


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